The Role Of The Insurance Adjuster: Who They Are And How They Handle Claims

Insurance company adjusters are not really on your side. Having the proper types of insurance is indispensable in our day and age, but when you deal with insurance companies, it is important to understand exactly how they work your claim, as paying out in full is detrimental to their bottom lines. While the insurance company’s adjuster may try to keep your payment as low as possible, you should be aware that if you were not at fault in the accident or injury you reported, you are entitled to have all of your reasonable damages and expenses covered. Some of the things adjusters may ask you to do which may help them to lessen or altogether deny your claim: Say that the accident was actually your fault, either wholly or partially. If the adjuster can get you to admit to even partial fault in an accident, your recovery may be greatly diminished. Ask for a recorded or written statement. Adjusters are trained to ask questions that are weighed to extract the information they want in favor of the insurance company. Have you sign a medical release.…Read More

Concussions In Car Crashes Often Go Unnoticed And Unreported

Thousands of people are involved in automobile, motorcycle and trucking accidents each year in the State of Florida. Many types of traumatic brain injuries can result from vehicular accidents, concussions being one of the most prevalent. If concussions are minor, however, they can go undetected, and minor concussions can still have a long-term impact, even months after an accident, that may negatively impact a person’s ability to understand and perform cognitive reasoning tasks. At least 1.7 million traumatic brain injuries occur in the United States every year, contributing to as many as one third of all injury-related fatalities, according to the Centers for Disease Control and Prevention. If you or a loved one has suffered a concussion or any other type of brain injuries in a vehicular accident, you may be entitled to money damages, and you should consult with an experienced lawyer. The Accident and Personal Injury Attorneys at the Fenstersheib Law Group, P.A. have over three decades of experience in vehicular accidents. Contact us today, toll-free, at 1-800-TellRobert – our phones are answered 24 hours a day, 7 days per week. We will…Read More

Five Things That Don’t Mix Well With Getting Behind The Steering Wheel

Texting. No matter how much the danger of texting while driving has been publicized, nationwide reports keep mounting about accidents and fatalities resulting from this extremely dangerous activity. Talking on a Cell Phone. We’ve gotten so used to the idea of using the cell phone in our daily life that we forget that doing so in our vehicles prevents us from keeping our full attention on the road. Any form of distraction behind the wheel, no matter how small, can prove disastrous. Reaching for Objects Within the Vehicle. This is very common, and while reaching for a radio knob to change the station or a CD button to insert new music, reaching for a drink in the cup holder, or even trying to retrieve an object that has fallen on the floor may seem like common occurrences, the lack of complete concentration on the real task at hand – driving – may result in an accident. Applying Makeup. It’s true, most of us have seen it while we’re driving, and just like texting while driving, this activity requires both visual and manual distractions that impair…Read More

Current statistics reveal that automobile accidents happen with alarming frequency in Florida – there’s a crash every 10 seconds, and close to 5 people die every hour. According to the National Highway Traffic Safety Administration (NHTSA), speeding is not only a major contributing factor in vehicle accidents nationwide, but also results in a higher percentage of fatalities when crashes occur. And when speeding is combined with other dangerous factors, such as fatigue, distracted driving, cellphone use, and driving under the influence of alcohol or drugs, the results can be devastating. The NHTSA estimates that speed-related crashes cost Americans over $40 billion each year. So plan wisely and take your time when you drive on Florida’s roadways – it’s better to arrive a couple of minutes late than not to arrive at all. If you or a loved one has been involved in an automobile accident in South Florida due to the negligence of others, contact the Fenstersheib Law Group, P.A., toll-free, at 1-800-TellRobert, 24 hours a day, 7 days per week. We have over three decades of experience in accident and personal injury cases throughout…Read More

How Are Settlements Determined In Vehicular Accident Cases?

There are four major categories that determine the amount or extent of the compensation in deciding a personal injury claim resulting from a vehicular accident. The first is the amount of money spent on medical treatments, which will include all related expenses – such as medicines and drugs, professional fees and hospital bills. The second is damages to property – if a personal injury is the result of a vehicular accident, the compensation to be claimed will include the cost of repair of the car or vehicle. The third category, again dealing with car crashes, is the amount of money spent on car rentals while the automobile is being repaired. And the fourth (and perhaps most important) category is loss of income resulting from the injury suffered. The length of time missed from work will be a big factor in the computation of the lost income. In order to present a strong case in court, it is of upmost importance to keep all receipts, both for medical and repair expenses. If the vehicular accident resulted in a fatality, and negligence was involved, the legal concept…Read More

5 Things Every Car Accident Report Should Include

When you’re in a car accident, file an immediate report. Even if you’re not injured on the scene, physical side effects could appear later on. Your vehicle could also suffer “hidden” damages that show up days or weeks after the crash. Once the police arrive on the scene, provide enough detail to build a sufficient case, if and when you decide to take legal action. Here are five things every car accident report should include: 1. Witness Accounts Always collect the name and phone number of witnesses on the scene. If possible, use your cell phone to record their account of what happened. Even if you don’t think they saw anything important, collect their information. You have no idea what will be useful in a future legal action. For states that use comparative negligence (46 total), you can still seek damages, even if you are partially to blame, as long as you have less than 50% responsibility for the crash. 2. Thorough Incident Description Was the other driver driving too close to the curb when he turned the corner? Was he wearing a seatbelt? Was…Read More

Lessen Your Odds Of Being Involved In An Auto Accident In South Florida

Over 5 million auto accidents happen annually in American roads, resulting in injuries (many with permanent disabilities) to more than 3 million people, and over 40,000 fatalities. Unfortunately, car accidents will continue to happen as long as people continue to drive, but we can all use some common sense behavior to lessen the odds of being involved in a crash. First and foremost, understand that driving a vehicle requires you full, undivided attention, so you need really concentrate – playing with the radio or CD dials, talking on the phone or texting while driving can be recipes for disaster. Just as important, never drive under the influence of alcohol, and please be aware that as little as just one drink can affect your overall awareness and reaction time. If you feel sleepy or fatigued, no matter what time of day, avoid driving – and if you are already on the road, get to a safe place and rest as long as necessary. And finally, because even the best precautions can’t completely stop accidents from happening, make sure both you and your passengers wear your seatbelts…Read More

Have You Suffered Burn Injuries In An Accident In South Florida?

While residential fires are the most common cause of burn injuries in the United States, these injuries can also result from a variety of reasons, such as car, motorcycle, boat or airplane crashes, contact with electronic devices or unexpected hot substances, inadequate wiring and defective products, among many possibilities. Almost half a million people annually suffer the consequences of burn injuries in our nation, and these injuries often result in painful, debilitating conditions such as scarring and disfigurement, psychological trauma, long-term or temporary disabilities, and even death. When faced with burn injuries due to the fault of another person or party, such as negligence by another driver in a car crash, victims may be able to sue those responsible and obtain proper compensation for their pain and suffering, which may include economic hardships such as high medical bills, lost wages, mental anguish, trauma and psychological pain. If you or a loved one has been the victim of a burn injury in South Florida as a result of another party’s negligent behavior, the skilled and attorneys at the Fenstersheib Law Group, P.A. have over three decades…Read More

Is It Worth It To Secure Legal Help For A “Minor” Auto Accident?

Minor “fender benders” in South Florida often result in negligible property damages, but it is never safe to assume that simple accidents result in fair outcomes. Vehicle occupants in such accidents, for instance, could have been injured, but the injuries were not immediately apparent at the time of the collision. Insurance company adjusters are not necessarily agreeable with these premises, often offering inadequate compensation to individuals involved in car crashes dealing with lesser property damage. So it is highly recommended that, if you’ve been involved in an auto accident – no matter how small – you take two immediate important steps: First, visit a doctor as soon as possible, as a trained physician can detect physical damage that may not be immediately apparent; and second, secure the assistance of an experienced auto accident and personal injury attorney. It is the job of the Fenstersheib Law Group, P.A. to fight for your rights and ensure proper compensation for your pain and suffering. Should you or a loved one have unfortunately been injured in an auto accident in Miami-Dade, Broward or Palm Beach counties, it is vital…Read More

How Safe Are You When You Fly?

Your odds of being involved in a fatal aviation accident are extremely small – along the lines of 1 in 10 million – so flying is an extremely safe proposition, particularly when doing it with the top airlines, which almost literally doubles your odds for a safe flight. But just as with anything else in life, flying accidents do happen. Aviation mishaps are most commonly linked to three primary sources: Pilot error, mechanical errors in the aircraft itself, and inclement weather – such a lightning strikes, heavy winds, hazardous storms, and fog. Other potential causes of aviation accidents include air traffic control mistakes, cabin or cargo hold fires, bird strikes, and sabotage. If you or a loved one have been injured in an aviation accident, through no fault of your own, you might be entitled to legal compensation for your pain and suffering. The Professional Aviation Accident Attorneys at the Fenstersheib Law Group, P.A. have the necessary experience and expertise regarding all the relevant laws in Florida, which is absolutely vital for the success of any aviation accident case. Call us toll-free, at 800-835-5762 &…Read More

Accessibility Accessibility
× Accessibility Menu CTRL+U