The 2019 hurricane season is with us once again, and along with the typical preparations regarding proper shutters, availability of lanterns and batteries, and stockpiling of portable water and canned foods, it is important to make sure your home insurance is in proper order. While storm damage in Florida is covered by the standard homeowner’s insurance policy, not all damage is covered by it (damage caused by flooding is a perfect example), and most people do not know how to get the full amount they deserve after suffering hurricane losses. In many cases, you may even be eligible for recovery of lost wages due to hurricanes. While lost wages are not covered by your homeowner’s insurance policy, depending on where you work your employer might be required to pay you the lost wages. We cannot stress enough how important it is to consult a trusted legal advisor with your claim – many expenses are reimbursable that you might not be aware of, and you might be missing out on money you are entitled to. If you have any concerns about your hurricane insurance, please call…Read More
Hurricane Insurance In areas where hurricane damage is common, there is no specific “hurricane insurance” available – since storm damage is covered by your standard homeowner’s insurance policy. However not all damage is covered by it, and most people do not know how to get the full amount they deserve ‘ leading to a big amount of controversy on the topic. In this article we will inform you on what the best course of action is. Hurricane Damage Facts According to the insurance analytics firm ISO, the damage done by hurricanes in the last decade is measured at around 150 billion US dollars. This includes not only the damage on homes and business offices, but also lost financial benefits – lost wages in the wake of a hurricane are recoverable with the right legal approach. However many people cannot even recover a significant portion of what has been lost in one – so it is important to know what is covered by the insurance policies and what additional ones exist. Hurricane Insurance Coverage Knowing the ins and outs of the insurance claim process is essential…Read More
