Uber vs. Personal Insurance—Who Pays in a Brickell Lyft Accident? Accidents can happen anytime, anywhere, and that includes ridesharing services like Uber and Lyft. If you find yourself involved in a Lyft accident in Brickell, it’s essential to understand how insurance works in these scenarios. Who pays for damages? Is your personal insurance enough? In this blog post, we will break down the intricacies of insurance coverage in ridesharing accidents and provide you with actionable steps to take if you find yourself in this situation. Understanding Rideshare Insurance Coverage When you use a ridesharing service, the insurance coverage can be quite different from traditional personal auto insurance. Here’s how it generally works: Driver's Personal Insurance: This is the insurance the driver has for their personal vehicle. However, it may not cover accidents that occur while they are driving for a rideshare company. Company Insurance: Uber and Lyft provide their own insurance policies, but the extent of coverage depends on whether the driver is logged into the app and available for rides. Insurance Coverage Stages To clarify how insurance applies during a Lyft accident, let’s break…Read More
