Every year, tens of thousands of Floridians file a workers’ compensation claim after suffering a workplace injury. With very few exceptions, Florida’s workers’ compensation laws cover every type of injury that occurs while an employee is “on the clock,” even if the injury was sustained because the employee breached company policy or procedure. Even if an employee were 100% at fault for their injury, they would likely be eligible to receive workers’ compensation benefits. Workers’ compensation claims are generally straightforward and relatively simple to pursue. They are the first and most obvious route to compensation for employees who need immediate financial relief during the challenging aftermath of an injury, providing an injured employee with coverage for medical expenses, a percentage of lost wages, and legal fees associated with the claim. However, workers’ compensation claims aren’t without downsides. For example, as soon as an employee signs a workers’ compensation agreement, they give up their right to sue the employer for their injuries. When it comes to serious injuries, workers’ compensation benefits typically cover only a tiny fraction of medical costs and wage loss from being unable…Read More
Eight Things You Need To Know You work hard for your money. You should be protected while you’re at it. The good news is, you are. Under Florida’s workers’ compensation laws, almost every injury sustained while on the job will be covered. Unfortunately, far too many people in Florida never get the workers’ compensation they’re entitled to. This happens for numerous reasons, including confusion about who qualifies for workers’ compensation and what it covers. In other cases, injured workers receive money from their claim, but it isn’t nearly enough to cover all their medical expenses and damages associated with the injury. Here we discuss a few of the most critical points to consider if you’ve suffered an injury while on the job. Florida workers’ compensation is “no-fault,” meaning that even if you were 100% responsible for your injury, you’re eligible to receive benefits. There are very few exceptions to this. If your workers’ compensation claim has been denied, contact a workers’ compensation attorney who can investigate the denial and help you file an appeal. Most Florida employers are required to carry workers’ compensation insurance. The…Read More
FAQs Every Worker Should Be Able To Answer Every year, tens of thousands of individuals get injured on the job in Florida. And although Florida law requires most employers to provide workers’ compensation insurance, injured employees often don’t receive the compensation they deserve. In many cases, this stems from confusion surrounding Florida workers’ compensation laws and the process of filing a claim. Let’s explore some of the most common questions and answers concerning workers’ compensation in Florida. #1—Does My Employer Have To Provide Workers’ Compensation Insurance? In Florida, employer coverage requirements depend on the industry and the number of employees, and are laid out by the Bureau of Compliance in Florida: In the construction industry, employers who have one or more employees are required to provide workers’ compensation coverage. However, it’s not always clear which trades are considered to be in the “construction” industry, and this classification could have a big impact on whether you’re able to pursue a workers’ compensation claim. An experienced attorney can provide you with information specific to your situation so that you can move forward with confidence. In non-construction industries,…Read More
